Kisan Credit Card (KCC) Scheme

The Kisan Credit Card scheme aims at providing adequate and timely credit support from the banking system under a single window with flexible and simplified procedure to the farmers for their cultivation and other needs as indicated below:

1. To meet the short-term credit requirements for cultivation of crops.
2. Post-harvest expenses.
3. Consumption requirements of farmer household.
4. Working capital for maintenance of farm assets and activities allied to agriculture.

Self Help Groups (SHG’s)

WC/TL limits are provided to eligible SHGs to inculcate the habit of thrift, banking culture in availing loans for productive purposes and repaying the same over a period of time and in the process to gain the economic prosperity through loan/credit.

Canara Stree Shakti Scheme

To finance individual Women SHG members of matured well performing DAY NRLM SHGs to graduate them as Women entrepreneur.

Biomass Pellet & Briquette Manufacturing Unit Scheme

• To utilize surplus agricultural residue/ waste including food waste & other bio waste.
• To provide additional source of income to farmers through sale of surplus Agro residue.
• To enable better environmental practices and reduce pollution.

Cold Storage, Rural Godown, Warehouses and Other Storage units

• Construction of new Cold Storage, other cold chain infrastructure such as pack house, integrated pack house, refrigerated vans, Bulk cooling units, quick freezer units, chilling/ freezing infrastructure etc.
• Repairs/Renovation /purchase of existing Cold Storage, other cold chain infrastructure etc.
• Purchase & installation and/or replacement of machineries/DG sets etc.
• Development of ancillary/supporting infrastructure like parking sheds internal roads, garbage disposal arrangements, boundary wall, drinking water facility etc.
• Working capital requirements for On-lending to Farmers for Storages of produce like Potato, fruits, peas, chillies, corn, spices etc. in Cold storage units.
• Working capital requirements for recurring expenditure to run the business.

Canara Agri GST scheme

To provide financial assistance for GST registered units to meet its operational costs requirements like procurement of raw materials, labour, transportation, electricity and other recurring expenses.

Hi-Tech Agriculture Scheme

High-tech farming mainly refers to agricultural operations involving the latest technologies. It relates to commercial farming system aimed at catering to the needs of both, domestic as well as export markets. It uses farming technology to increase yields, ensures high quality (usually pesticide-free) and realizes increased market value. Targeted term-lending for boutique, high-capital commercial activities including tissue culture, hybrid seed production, commercial floriculture and vertical hydroponic farming.

Food & Agro Processing Units

• Term Loan: To provide Financial Assistance to Food & Agro Processing Units for establishment of new unit, purchase of existing unit and expansion/ upgradation of existing food & agro processing units by Construction of factory building, godown, purchase of machinery, equipment, vehicle etc.
• Working Capital: To provide financial assistance for units to meet its operational costs requirements like procurement of raw materials, labour, transportation, electricity and other recurring expenses

Canara Drone Loan

For purchase of Drones with equipment/accessories for Agriculture usages such as spraying pesticides, fertilizer, anti-locust spraying, mapping of farmlands, etc. under Customer Hiring activity/Own agriculture purpose, from Drones Manufacturers approved by Director General of Civil Aviation (DGCA).

Scheme for financing agriculturalists for purchase of vehicles (ALLHV)

The vehicles financed under the ALLHV Scheme should essentially serve the purpose of transportation of agricultural inputs and outputs. Therefore, under the scheme, loans can be granted for purchase of brand new vehicles such as two wheelers including cycle, three wheeler carriages, jeep, van and such other light motor vehicles and heavy vehicles such as lorries/trucks for supervising agricultural operation/management of farm/estate and for transportation of agricultural produce/inputs, labour, etc

Farm Machinery Loans

Farm machinery loans are considered for purchase of tractor, power tiller, trailer and accessories, combine   harvester, grain threshers, sprayers, dusters, ploughs, drills and such other farm implements and equipments needed for agricultural activity